Most popular
Solar loan
Low-interest financing with fixed monthly payments. You own the system, so you claim the 30–50% federal credit and all SREC income.
- $0 down
- Fixed payment, often below your utility bill
- You keep every incentive
Financing & incentives
Flexible ways to go solar — starting at $0 down.
Choose the structure that fits your budget, and we'll handle the credit, rebate and SREC paperwork so nothing gets left on the table.
No upfront cost
Lease / PPA
We own and maintain the system; you pay a predictable rate for the power it produces — typically below your utility rate.
- No upfront cost
- Maintenance included
- Predictable monthly payment
Best lifetime savings
Cash purchase
Pay once, own outright, and keep the full value of the tax credit, SRECs and every kWh the system makes for 25+ years.
- Maximum lifetime savings
- Fastest payback
- Adds value to the property
Federal & state incentives
The programs that make solar pay back faster.
Most states we serve stack the federal credit with state production income and net metering — which is why payback is usually well under a decade. New Jersey's SREC-II program is one of the strongest examples.
- 30% base Federal Solar Investment Tax Credit on the full system cost
- +10% domestic content bonus when equipment meets US-manufacturing thresholds
- +10% energy-community / low-income area bonus — up to 50% total
- SREC-II: 15 years of income for the electricity your system produces
- Net metering credit for excess power sent to the grid
- State sales-tax and property-tax exemptions on solar equipment
- Property-tax exemption on the value the system adds
- MACRS accelerated depreciation for business owners
$0
Upfront cost
With approved financing
30–50%
Federal tax credit
30% base + 10% domestic content + 10% qualifying area
6–9 yrs
Typical payback
Then 16+ years of low-cost power
Incentive amounts and payback periods vary by system size, roof, utility and tax situation. Divine Solar does not provide tax advice — confirm credit eligibility with your tax professional.
Free savings analysis
Find out exactly what solar saves your building.
Send a recent utility bill and we'll return an engineered design with real production numbers, incentives, depreciation and financing side by side — within 3 business days.
No cost · No obligation · Licensed & insured in 19 states